0 Gather all ingredients.
1 Chop the onion, garlic, and bell pepper. Set aside.
2 Measure all the spices. Set aside.
3 Heat a large dutch on the stovetop over medium heat.
4 When the dutch oven is hot, coat well with cooking spray.
5 Add pepper, onion, garlic and seasonings to the dutch oven. Stir frequently.
6 Cook for about 5 minutes, until the vegetables start to get soft.
7 Add the block of Neufchâtel cheese to the dutch oven. Use a spoon to crush the block of cheese and help the melting process. Stir around until creamy and melted, about 2 minutes.
8 Pour the cans of northern beans (drained & rinsed), green chiles, salsa, broth, and chicken (cooked & shredded) into the dutch oven.
9 Cook for about 15-20 minutes, until mixture is heated well and beans are tender.
10 Serve in bowls with cheese, tortilla chips, and avocado.
